BillMOT
For Jo · 31 August 2026 · Example

Your bills crept up

£566 a year

Three of the four bills you sent went up without telling you. Nothing changed at your end.

A person read every number by hand.

Mobile · EE, 2 lines+£264 a year
Broadband · Vodafone+£168 a year
Car insurance · Admiral+£134 a year
what you used to paywhat crept on

You paid off both phones in February. The bill never came down.

A phone bill does not drop by itself once the phone is paid off. It only changes when someone asks.

Every month it stays as it is: £47remind me on 7 September

We only saw four bills. So £566 is what we can see so far, not the whole picture. These are the ones we have not seen:
  • Energy — the one most likely to have moved
  • Water
  • Council tax
  • Home insurance

Every bill we looked at

Four of yours. Tap one to see why.

Mobile · EE, 2 linesFail+£264
What happened: You paid off both phones in February. The bill stayed the same.
Your bill: £26 each a month. £11 of that is the phone you already own.You have been paying for two phones you finished buying seven months ago.
Broadband · VodafoneFail+£168
What happened: Your deal ended in March. The price went up in April, and again in July.
Your bill: £38.99 a month. It was £24.99.The speed you get has not changed. Only the price has.
Car insurance · AdmiralFail+£134
What happened: It renewed itself in June. Nothing on the policy changed.
Your bill: £742 this year. £608 last year.Car insurance renews itself every year at whatever price the company sets.
TV licencePassnothing to do
What happened: You are paying the standard price for the year.
Your bill: £174.50 a year.
What the words mean
FailIt went up, and it can come back down.AdvisoryFine today. Worth a look on the date we gave you.PassFine. Leave it.
How we checked
You sentFour bills, 28 August.We comparedWhat you pay now against what you paid before, and against today's prices.Checked byA person. We read every number by hand.

This is a real example of what comes back. Get your own free Bill MOT →

Every home is different — see another example: all clear · one thing found · three things found

We tell you facts about your own bills. We do not give financial advice and we do not tell you what to buy. Your files are deleted after the check. Your name and account numbers were blocked out before anyone read them.